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I suggest contacting Steve Robinson at Heffernan Insurance at 800 234 6787 x 52541. He has been very helpful regarding our cabin. He will do what he calls “an in depth insurance review” at no charge. He says he works with a large network of carriers that offer coverage for different risk profiles including homes in hard to place areas. With all the spam problems I hate to post his email address, but if you want to private message me I can give it to you.
We had a similar jump in rates in the last couple of years. I don’t know if you’ll be able to find a cheaper option than your new AAA quote, but you can try Dewaine (contact info below). He was very helpful to us this year:
Dewaine Jackson, PhD
Black Bear Insurance Services
An Affiliate of Professional Ins Assoc Inc
90 Copper Cove Dr Suite E
Copperopolis CA 95228
office: 209-785-1800
fax: 209-785-1820We use Farmers for everything except fire insurance. For that, the California Fair Plan. Look into it.
Hello
Would some other users give me names of other Insurance Companies others are using up here. We just received our renewal from AAA for our home up here and it is going up 1k per year, they said because of the high risk fire area. We live in Burlingame F/T and this is a huge jump in premiums.Thank you
Dave
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