I know everyone is hoping for a big El Nino winter… But, have you ever read about the big winter of 1861-1862? It makes the 1997 washout of Sourgrass look like a walk in the park. It bankrupted the state of California, killed 90% of the cattle in the state and shut down gold mining throughout the state. https://en.wikipedia.org/wiki/Great_Flood_of_1862